Vault Auto
Enhanced coverage designed for luxury vehicles
Coverage Highlights
Average Value:Provides coverage equal to the agreed value at the time of purchase with no depreciation.
Rental Car Reimbursement: Reasonable expenses for car rentals following owner-vehicle disruption are covered. Total maximum reimbursement may vary by state.
Full Glass Coverage: All glass coverage, including (but not limited to) windshields, may be available with no deductible, subject to the applicable policy language.
Roadside Assistance: Up to $350 provided for each occurrence with no annual limit.
Auto Lock: We cover lost or stolen keys up to $1,500.
Pet Injury: Coverage for reasonable medical expenses of domestic pets involved in a covered auto loss at no maximum.
Worldwide Liability:Property and liability coverage is automatically provided when renting or borrowing vehicles anywhere in the world for up to 90 days. Specific insurance requirements of that jurisdiction must be adhered to for this coverage.
Airbags: Covers the full cost to repair the vehicle in the event of an accidental deployment of airbags.
Types of Vehicles We Cover
Motorcycles
Golf Carts
Private Passenger
Off-Road
Trailers
Motorhomes
Collector Cars
(Classic, Antique, Exotic)On The Way Home from the Airport, Tyrell* Stopped for Food with a Car Full of Luggage.
Tyrell and his wife had a long flight home and stopped to get food at a restaurant after leaving the airport. They had stored several large suitcases in their car in the back seat of their luxury SUV in plain sight.Despite parking the car in front of the restaurant where it was visible to passersby, their car was broken into. The thieves stole suitcases in the backseat.
Besides the stolen luggage, the car doors, dash, and seats were damaged during the break-in. Due to supply chain issues, Tyrell’s luxury customizations and smart technology were difficult to repair and took six months to replace.
Vault stepped in to ensure Tyrell was comfortable in a temporary vehicle and his car, including all customizations, was repaired to its original condition.
Vault advised him and his wife to secure all valuables out of sight, in the trunk, or not left in the vehicle at all to prevent break-ins and theft of their luxury car.
*names and some details have been changed
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