Vault Home Complete
Protect the extraordinary quality, customization, and design in your luxury home
Coverage Highlights
Replacement Cost Coverage:We ensure your replacement cost coverage protects all assets, covers high quality materials, and specialty labor needed to rebuild your home with like quality, design, and materials.
Flexible Claim Settlement Options: In the event of a total loss, Vault will either pay to have your house rebuilt, or offer you a cash settlement for the full cost of damages (up to the limit of the policy), with no obligation to replace or rebuild.
Home Systems Protection: We offer specialized coverage for accidental mechanical or electrical breakdowns that occur in your home’s major systems and permanently installed appliances.
Service Line Protection: You are responsible for the outdoor service lines from the street to your house. Vault provides coverage for exterior, underground, water and sewer piping, electrical service lines, and data lines, among others.
Coverage for Sewer and Drain Backups: In the event of a backup or overflow in your sewer, sump pumps or drains, we provide coverage for resulting damages and clean-up costs.
Identity-Theft Expense Coverage: If you are the victim of identity theft during your policy period, Vault will reimburse up to $25,000 for related expenses.
Loss-Mitigation Resource & Claims Benefit:Vault provides risk mitigation and education services to help prevent damages from happening in the first place. However, in the event of an incident resulting in property damage, we’ll pay up to $2,500 to install an approved loss-prevention device to protect your home against recurrences.
Automatic Coverage for Trusts and LLCs: We extend coverage to these eligible entities.
The Texas Winter Freeze caused massive damage to their home. John* wasn’t prepared.
In 2021, Winter Storm Uri blasted through Texas, bringing in cold weather, unlike anything the state had ever experienced.Our customer, John, and his family lost power for days. Their pipes froze and burst, flooding from the ceiling and causing $101K of damages. All drywall and flooring had to be removed as infrared scanners showed immense water damage behind walls and under all floors. John and his family saved what they could, stored their belongings, and left their home. It took more than six months to rebuild while the water damage was gutted, mold remediated, and rebuilt.
To prevent a repeat nightmare scenario, Vault installed a whole home water monitoring system to detect water leaks.
When a cold front hit Texas again in 2022, John’s pipes once again burst. But this time, the water monitoring system saved his home by stopping the leak and shutting off the water. Only $3,500 in damages occurred, and John didn’t have to leave his home.
*names and some details have been changed
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